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	<title>Comments for Mortgage Fraud and News</title>
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	<link>http://mortgagefraudandnews.com</link>
	<description>Mortgage Fraud and News Blog</description>
	<lastBuildDate>Tue, 22 May 2012 04:00:32 +0000</lastBuildDate>
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		<title>Comment on State AGs Playing Into The Hand Of The Banksters??? by Yaseen</title>
		<link>http://mortgagefraudandnews.com/2011/03/14/state-ags-playing-into-the-hand-of-the-banksters/#comment-23113</link>
		<dc:creator>Yaseen</dc:creator>
		<pubDate>Tue, 22 May 2012 04:00:32 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagefraudandnews.com/2011/03/14/state-ags-playing-into-the-hand-of-the-banksters/#comment-23113</guid>
		<description>I can&#039;t say that advertising on pages (where do you place the Adsense code) is more eenpxsive than some time before. Most of the time people checking the costs for listings on the search pages. These are very eenpxsive sometimes  The biggest problem is that the Adsense earnings on pages with webmaster related content are very low.</description>
		<content:encoded><![CDATA[<p>I can&#8217;t say that advertising on pages (where do you place the Adsense code) is more eenpxsive than some time before. Most of the time people checking the costs for listings on the search pages. These are very eenpxsive sometimes  The biggest problem is that the Adsense earnings on pages with webmaster related content are very low.</p>
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		<title>Comment on BofA Continues To Be Targeted In Lawsuits Alleging Abuse Of Financially Strapped Homeowners With Loan Modification &#8216;Run-Arounds&#8217; by Brenny</title>
		<link>http://mortgagefraudandnews.com/2012/02/18/bofa-continues-to-be-targeted-in-lawsuits-alleging-abuse-of-financially-strapped-homeowners-with-loan-modification-run-arounds/#comment-23112</link>
		<dc:creator>Brenny</dc:creator>
		<pubDate>Mon, 21 May 2012 19:21:51 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagefraudandnews.com/2012/02/18/bofa-continues-to-be-targeted-in-lawsuits-alleging-abuse-of-financially-strapped-homeowners-with-loan-modification-run-arounds/#comment-23112</guid>
		<description>Can anyone pelase help.  I fell in to foreclosure with option one. it seems that they want you to be in foreclosure.  I have tried to workout programs but cannot because they never get back to you. I have set up 3 repayment plans and the payment is double the current mortgage and i cannot afford it. I have given them over 50,000 in the last year.  That is broken up into 3 down payments and i am still in foreclosure and owe exactly the same as i did before I gave them the money.  I despretely want to save my house. I borrowed the money for the down payments from family and completely depleated my savings. my taxes and insurance were supposed to be included and weren&#039;t. i do not believe I ever recieved one of those right to recision letters, but how do i prove it . I was transfered right after signing with another company. I just had a baby and do not want to lose my house. the next payment is due on the 20th of december and i cannot afford it and that will put me into a sale date again for the 4th time and I will not be able to come up with the huge down payment again. I just gave them 20,000 to put me on a payment plan and i still owe the same amount of money?????????? pelase pelase pelase help.</description>
		<content:encoded><![CDATA[<p>Can anyone pelase help.  I fell in to foreclosure with option one. it seems that they want you to be in foreclosure.  I have tried to workout programs but cannot because they never get back to you. I have set up 3 repayment plans and the payment is double the current mortgage and i cannot afford it. I have given them over 50,000 in the last year.  That is broken up into 3 down payments and i am still in foreclosure and owe exactly the same as i did before I gave them the money.  I despretely want to save my house. I borrowed the money for the down payments from family and completely depleated my savings. my taxes and insurance were supposed to be included and weren&#8217;t. i do not believe I ever recieved one of those right to recision letters, but how do i prove it . I was transfered right after signing with another company. I just had a baby and do not want to lose my house. the next payment is due on the 20th of december and i cannot afford it and that will put me into a sale date again for the 4th time and I will not be able to come up with the huge down payment again. I just gave them 20,000 to put me on a payment plan and i still owe the same amount of money?????????? pelase pelase pelase help.</p>
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		<title>Comment on Man Gets 57 Months in Prison for Homebuilder Kickback Scheme by Oyudo</title>
		<link>http://mortgagefraudandnews.com/2012/04/02/man-gets-57-months-in-prison-for-homebuilder-kickback-scheme/#comment-23111</link>
		<dc:creator>Oyudo</dc:creator>
		<pubDate>Mon, 21 May 2012 13:12:24 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagefraudandnews.com/2012/04/02/man-gets-57-months-in-prison-for-homebuilder-kickback-scheme/#comment-23111</guid>
		<description>Lenders were not clear or were untruthful about how the adujatsble rates worked and what the consequences would be to the homeowner in the future when they adjusted.   Some started folks out with what were called  teaser rates , like 4%, but it would adjust significantly within a short period of time, like 1-2 years, and the new rate would be 8%!  These folks had no clue.  Loans officers were not licensed in most cases and were&#039;nt held to a higher standard like Realtor/Appraisers are. Thus they bent the hell out the rules to make a buck. Others like a few builders and others would use what are called  straw buyers  to sign closing paperwork on a property they really didn&#039;t wouldn&#039;t own. These straw buyers put themselves in deep trouble with Federal Authorities.  And some appraisers were in the mix as well, dummy up appraisals to match the trumped up sales of properties.  So it all came down to greed and now we are all going to pay for this for many years to come.  I would estimate that somewhere between 85-95% of Americans will feel some effect of this on their credit with no control on their part.   A damn sad state of affairs.</description>
		<content:encoded><![CDATA[<p>Lenders were not clear or were untruthful about how the adujatsble rates worked and what the consequences would be to the homeowner in the future when they adjusted.   Some started folks out with what were called  teaser rates , like 4%, but it would adjust significantly within a short period of time, like 1-2 years, and the new rate would be 8%!  These folks had no clue.  Loans officers were not licensed in most cases and were&#8217;nt held to a higher standard like Realtor/Appraisers are. Thus they bent the hell out the rules to make a buck. Others like a few builders and others would use what are called  straw buyers  to sign closing paperwork on a property they really didn&#8217;t wouldn&#8217;t own. These straw buyers put themselves in deep trouble with Federal Authorities.  And some appraisers were in the mix as well, dummy up appraisals to match the trumped up sales of properties.  So it all came down to greed and now we are all going to pay for this for many years to come.  I would estimate that somewhere between 85-95% of Americans will feel some effect of this on their credit with no control on their part.   A damn sad state of affairs.</p>
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		<title>Comment on Lomita: Nice Afforable Real Estate by Junior</title>
		<link>http://mortgagefraudandnews.com/2010/06/16/lomita-nice-afforable-real-estate/#comment-23110</link>
		<dc:creator>Junior</dc:creator>
		<pubDate>Mon, 21 May 2012 10:30:45 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagefraudandnews.com/2010/06/16/lomita-nice-afforable-real-estate/#comment-23110</guid>
		<description>The first thing you should do is talk to a mgoagtre broker to find out how much you qualify for so you know what price range of houses to look at.Once you have that information, find a real estate agent and let them know what area you want to look in and what your price range is.  Houses up for sale through all agencies are listed in a directory called Multiple Listing Service (MLS).  Your agent will input your criteria (price, area, # of bedrooms, etc.) into MLS and it will show you all of the houses for sale that meet your criteria.  Keep in mind that it&#039;s not going to show you the houses that are for sale by owner.You are not limited to houses sold by your realtor&#039;s agency.  The buyer doesn&#039;t pay for their agent&#039;s commission either, the seller usually does.  When a seller gets an agent to sell their house, that agent agrees to a certain commission which they will agree to split with the buyer&#039;s agent (usually 50/50).Loan origination fees, recording fees, underwriter&#039;s fees are all part of closing costs which are usually paid by the seller.  There are a few closing costs that are split 50/50 between buyer and seller, like title insurance and deed prep fee.  Ours came out to be a few hundred dollars.  It can vary depending on where you live.Besides your downpayment, you will have to pay earnest money (paid when you make an offer) which is about $500-1000 (ours was $500).  This will be applied back to your closing costs upon closing.  You will also need to pay your prepaids, which is your first year&#039;s worth of hazard, flood (if you need it), and mgoagtre (if you need it) insurance.  Also escrow deposits, which is insurance and taxes.You may or may not have to pay appraisal fees.  It all depends on what is negotiated.  You might be able to get it in with the other closing costs.The best thing to do is to talk to a mgoagtre broker.  Along with telling you how much you qualify for, they&#039;ll give you an estimate of how much money you need to come up with in total, downpayment and all.  They can show you what the estimated closing costs, prepaids, escrow deposits are.</description>
		<content:encoded><![CDATA[<p>The first thing you should do is talk to a mgoagtre broker to find out how much you qualify for so you know what price range of houses to look at.Once you have that information, find a real estate agent and let them know what area you want to look in and what your price range is.  Houses up for sale through all agencies are listed in a directory called Multiple Listing Service (MLS).  Your agent will input your criteria (price, area, # of bedrooms, etc.) into MLS and it will show you all of the houses for sale that meet your criteria.  Keep in mind that it&#8217;s not going to show you the houses that are for sale by owner.You are not limited to houses sold by your realtor&#8217;s agency.  The buyer doesn&#8217;t pay for their agent&#8217;s commission either, the seller usually does.  When a seller gets an agent to sell their house, that agent agrees to a certain commission which they will agree to split with the buyer&#8217;s agent (usually 50/50).Loan origination fees, recording fees, underwriter&#8217;s fees are all part of closing costs which are usually paid by the seller.  There are a few closing costs that are split 50/50 between buyer and seller, like title insurance and deed prep fee.  Ours came out to be a few hundred dollars.  It can vary depending on where you live.Besides your downpayment, you will have to pay earnest money (paid when you make an offer) which is about $500-1000 (ours was $500).  This will be applied back to your closing costs upon closing.  You will also need to pay your prepaids, which is your first year&#8217;s worth of hazard, flood (if you need it), and mgoagtre (if you need it) insurance.  Also escrow deposits, which is insurance and taxes.You may or may not have to pay appraisal fees.  It all depends on what is negotiated.  You might be able to get it in with the other closing costs.The best thing to do is to talk to a mgoagtre broker.  Along with telling you how much you qualify for, they&#8217;ll give you an estimate of how much money you need to come up with in total, downpayment and all.  They can show you what the estimated closing costs, prepaids, escrow deposits are.</p>
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		<title>Comment on 15 Charged for Connecticut Mortgage Fraud Scams by Wermen</title>
		<link>http://mortgagefraudandnews.com/2010/06/28/15-charged-for-connecticut-mortgage-fraud-scams/#comment-23109</link>
		<dc:creator>Wermen</dc:creator>
		<pubDate>Mon, 21 May 2012 07:45:36 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagefraudandnews.com/2010/06/28/15-charged-for-connecticut-mortgage-fraud-scams/#comment-23109</guid>
		<description>If you refinace They cost about $ 5K to rfaenince, as it just rolled into the new note wird.Ich a Dallas real estate agents and Dallas Home Loan Mortgage Officer.Wenn you try to sell a house in October during the slow times for real estate, Nov, Dec, Jan, Feb, you could sell the house when the season picks up Me4rzIch would recommend if you do not sell the house or lease it is the owner Finanzierung.Besuchen do you sell to my site over 4,000 Dallas foreclosures of homes http: / / www. lynn911. com</description>
		<content:encoded><![CDATA[<p>If you refinace They cost about $ 5K to rfaenince, as it just rolled into the new note wird.Ich a Dallas real estate agents and Dallas Home Loan Mortgage Officer.Wenn you try to sell a house in October during the slow times for real estate, Nov, Dec, Jan, Feb, you could sell the house when the season picks up Me4rzIch would recommend if you do not sell the house or lease it is the owner Finanzierung.Besuchen do you sell to my site over 4,000 Dallas foreclosures of homes http: / / www. lynn911. com</p>
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		<title>Comment on Woman Uses Stolen Money to Purchase Residence by adrianna papell plus</title>
		<link>http://mortgagefraudandnews.com/2010/03/08/woman-uses-stolen-money-to-purchase-residence/#comment-23102</link>
		<dc:creator>adrianna papell plus</dc:creator>
		<pubDate>Sat, 28 Apr 2012 12:02:06 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagefraudandnews.com/2010/03/08/woman-uses-stolen-money-to-purchase-residence/#comment-23102</guid>
		<description>Hi there, grateful i came across your web site. It solved the problem to comprehend the topic slightly improved.</description>
		<content:encoded><![CDATA[<p>Hi there, grateful i came across your web site. It solved the problem to comprehend the topic slightly improved.</p>
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		<title>Comment on Charges and Updates in Three Mortgage Cases by Small Desktop PC</title>
		<link>http://mortgagefraudandnews.com/2010/05/24/charges-and-updates-in-three-mortgage-cases/#comment-23086</link>
		<dc:creator>Small Desktop PC</dc:creator>
		<pubDate>Tue, 03 Apr 2012 10:47:02 +0000</pubDate>
		<guid isPermaLink="false">http://mortgagefraudandnews.com/2010/05/24/charges-and-updates-in-three-mortgage-cases/#comment-23086</guid>
		<description>Useful information. Lucky me I discovered your website by chance, and I&#039;m shocked why this coincidence didn&#039;t happened in advance! I bookmarked it.</description>
		<content:encoded><![CDATA[<p>Useful information. Lucky me I discovered your website by chance, and I&#8217;m shocked why this coincidence didn&#8217;t happened in advance! I bookmarked it.</p>
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